New User Registration  
 

PLAN AHEAD! We will be closing early at 2 PM MST / 1 PM PST on Friday, December 13th. In the meantime, counselors are available until midnight MST / 11 PM PST Monday-Thursday. We will reopen at 8 AM MST/7 AM PST Saturday, December 14th.

 
Welcome to the new user account registration! You are registering for our on-line Credit Counseling course. This is the course you need if you (or your attorney) have NOT filed your case with the bankruptcy courts.
Alabama Attention! AL and NC Residents:
Due to Alabama and North Carolina state and/or local regulations we currently cannot process your registration.
North Carolina
Have you (or your attorney) filed your case with the bankruptcy courts?
No, my case has NOT been filed. This is the right course for you. Click on the "START" button to continue.
Yes, my case HAS BEEN filed. If you have already filed your case with the bankruptcy courts, you will have to complete our on-line debtor education course. Summit Financial Education is also an U.S. Trustees approved provider of debtor education. Go To the
Debtor Education
Course...