Account Login

PLAN AHEAD! Happy Thanksgiving! Our credit counseling department and Help Desk will be on break from 8 PM MST (10 PM EST) on Wednesday, 11/23 through Saturday, 11/26. We'll resume regular hours on Sunday, 11/27.

The page or resource you requested is only available to registered users of this site. If you already have an account, please log in by entering your login ID and password in the form below. Otherwise, please take a moment to create an account.
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Enter your login password below:   Forgot your password? No problem! Just select your year of birth and enter the last 4 digits of your social security number in the box below:
Password:
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Year of Birth:
Last 4 Digits of SSN:
Note: If your husband or wife has already registered you will need to create a separate account. First make sure that he or she has logged out. Then create a new account for yourself.
Looking for the Debtor Education Course?
If your bankruptcy case has been filed already, and you have a bankruptcy case number, you need to complete the post-filing Debtor Education course. Click here to update your account with your bankruptcy case information and transfer your account to our online debtor education site.