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PLEASE NOTE: currently we are unable to take E-Check / ACH payments. Our payment processor is working on fixing the problem. We apologize for the inconvenience and thank you for your understanding!

How Does the Phone Counselor Interaction Work?
After you complete Part I of the credit counseling course online, you can interact with a counselor via a telephone call.

The counseling is required to be personalized and substantive. For this reason, you can expect the phone call to take 15-30 minutes.

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