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Welcome! We are OPEN and fully operational. Our entire team is working remotely, sometimes with kids home from school, sometimes with happy pets that love the company! We don't anticipate any delays, but should you experience any please bear with us, as as we are doing our best during these challenging times. Stay healthy!

How Does the Phone Counselor Interaction Work?
After you complete Part I of the credit counseling course online, you can interact with a counselor via a telephone call.

The counseling is required to be personalized and substantive. For this reason, you can expect the phone call to take 15-30 minutes.

Frequently Asked Questions
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